Note: (The How-To in our yearly newspaper is meant to be a guide for the newest residents and a quick reference for the most experienced citizens. The knowledge in our How-To is meant to aid the residents of our community and give everyone a chance to perform at their best.)

Citizens of our community are asking: how do I save my money? They have a new horse or want a nicer saddle and just can't save up enough money.

How many times has this happened to each of you: Your horses ran out of feed, you don't have any money to buy it.

Locals can save a little money by using wise spending methods and good saving tactics. Our town has a goldsmith for a reason. Out of the 2000 coins you get daily, you should put about 100 coins to the side for those emergency trips to the Market for feed. One hundred coins a day adds up quickly.

Another tip to save your money is to wait until your horses run out of feed before buying more. By doing that, you won't use as much money on feed. Your horse can go without food for a day or so. Be sure to check on your horses day to day to determine when you need to take them to the vet. Don't wait to do that because you never know when they will be able to get the horses in.

There are many other ways to make money in our town. A few of them are quite easy. A rider can enter a horse in shows, and if they win, the show will award you money and some experience to increase your level, which will help you win more shows.

A fun way to make money is to play the games in the Town Hall. You get 100 coins for winning in games such as Hangman or Word Search. Also, on memory game you get coins depending on your skill. So if your memory level is 8, you earn 200 coins for each game.

Manufacturers can make money by creating and selling tack.

Spending money wisely is also a very important aspect to saving money. For a new resident, just buying a store horse for 1000 coins is a good option, and buying one from the market for 850 coins is even better.

Making and saving money can seem difficult, but can become very simple if you use your money wisely and make sure to make more money daily than you intend on using. The longer you stay in our town, the easier it will be for you to save up your money.